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Showing posts with label Monthly Portfolio. Show all posts
Showing posts with label Monthly Portfolio. Show all posts

Wednesday 1 August 2018

Portfolio - July 2018

Current Portfolio (31/07/2018)
No.
 Counters
No. of Shares
Market Price (SGD)
Total Value (SGD) based on market price
Allocation %
1.
SingTel
1,000
3.21
3,210.00
29.56%
2.
Wilmar Intl
500
3.13
1,565.00
14.41%
3.
Starhill Global REIT
1,700
0.70
1,190.00
10.96%
4.
Far East Orchard
800
1.37
1,096.00
10.09%
5.
AIMS AMP Cap REIT
400
1.41
564.00
5.19%
6.ComfortDelGro1002.35235.002.16%
7.
Singapore Saving Bonds
11,000.00
1,000.00
9.21%
8.
Warchest
1
2,000.00
2,000.00
18.42%

Total SGD:


10,860.00
100.00%



July had been a relatively quiet month to my portfolio here and nothing much have changed, aside that I've injected some cash into my warchest while all else remains equal.

I'm beating myself up a little when my queue at 3.02 for SingTel did not materialize. However, I did not went to chase after the opportunity when this boat at 3.02 left the port. How delicious would it be to receive the 10.7 cents of dividend when buying into SingTel at 3.02 level? It basically translate to an entry price at 2.92.
 

Well. Nonetheless, I still view SingTel today as a pretty undervalued counter and is looking carefully for a chance to add onto my holdings despite SingTel taking up a very big chunk off the pie. This is basically how much confidence I actually had for SingTel.



I mean afterall, I'm receiving my income from them for a couple of months already. So why not, another stream from them as well?

To those which are wondering... Yes, I currently belong to the Infocomm Technology sector.

I'm not suggesting in any way that SingTel is a counter that one should buy, and we should always do our due-dillegences before entering any positions. If we don't take ownership of our monies and take care of them well diligently, no one else will feel the pain to it when we're losing it.



Hence, as a reminder again, it's very important to know ourselves. 



I pretty much enjoy the big fraction that SingTel is currently taking up in my portfolio and would gladly add on to make SingTel one of my strong dividend knights that will provide me with an additional stream of cashflow.

The roller coaster ride by SingTel in the last month had been a really exciting one. But do bear in mind that there could possibly be more coming ahead. So it's never wise to throw everything in regardless of how confident you are.


On a side note, I actually missed out the tasty SSB for August that is offering 1.78% interest for the first year despite blogging about it earlier. I will not write too much about this first, but I am currently preparing to adding a little more into my stock holdings.



Read: Singapore Savings Bond (SSB) - 1.78% (Aug 2018)

I've been trying to increase the portion of my opportunity funds progressively. And I guess I will continue to do so. Having a certain fraction of my portfolio parked there, this has actually caused the performance of the portfolio to be dragged slightly.

It might mean both good and a bad thing. Good for me, if my decision to invest in a certain company goes in the opposite direction. Or bad for me, when it goes in my intended direction. However, I understand pretty much what the funds here are used for. So I'm cool with that.



Today, the opportuinty funds are parked in my CIMB Fast Saver account that is offering a 1% interest for each cents inside. So, I guess it's not that bad aftereall? Some consolation intended.. Haha

Overall Portfolio Performance (as of 31/07/18):
Total (Capital Injection) in 2017 = S$ 6,566.79
Total (Capital Injection) in 2018 = S$ 3,069.79
Total Capital Injection 2017 & 2018 = S$ 9,636.58



Realized P/L = 16.44% or S$ 1,583.79 (Based on total injection)
Unrealized P/L = -3.40% or -S$ 311.77 (Based on total cost for each counter)
Cum. Dividends = S$ 305.67
Realized + Unrealized P/L + Dividends = $ 1,577.69 (16.44% base on cost)


Current Portfolio Value: S$10,860.00 (+7.98% m.o.m due to capital injection, dividends and portfolio performance)



CAGR = 8.53% (Based on start date at 14/02/17) - Days Count: 532
XIRR = 9.06% (This high % you see here is due to the wild card from Crypto in 2017 and relatively short duration)

Do take note that both XIRR and CAGR % is on a relatively high side due to the short duration that I'm in the market. As a reminder, a simple bear market should be sufficient to wipe out all the positivity you see up there.


As the time goes on, the % will be significantly reduced and adjusted based on time.



Current Cash Position (based on Opportunity Funds + SSB) = 27.62%
 
Dividends received in July: $48.00
Total dividends received in 2018: $194.44
Average dividends/month: $16.20


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1. FB Page - The sleepydevil
2. InvestingNote - sleepydevil
3. SGX Cafe - sleepydevil
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Sunday 1 July 2018

Portfolio - June 2018

Current Portfolio (30/06/2018)
No.
 Counters
No. of Shares
Market Price (SGD)
Total Value (SGD) based on market price
Allocation %
1.
SingTel
1,000
3.08
3,080.00
30.62%
2.
Wilmar Intl
500
3.07
1,530.00
15.21%
3.
Starhill Global REIT
1,700
0.65
1,096.50
10.90%
4.
Far East Orchard
800
1.40
1,064.00
10.58%
5.
AIMS AMP Cap REIT
400
1.38
552.00
5.49%
6.ComfortDelGro1002.35235.002.34%
7.
Singapore Saving Bonds
11,000.00
1,000.00
9.94%
8.
Warchest
1
1,500.00
1,500.00
14.91%

Total SGD:


10,057.50
100.00%

June had been an exciting month for SGX as STI continues to slide down to 3300 levels from 3600 in early May. With the ever-charging bull in 2017, it had been some time since STI had such declines.  My portfolio here had too see big declines after counters like SingTel and Wilmar free-fall. Haha!

This month is indeed really interesting having to see a pretty decent wipe and damage to my portfolio. Can anyone imagine the impact of a full-on bear like what seniors experienced in 1997 and 2008?

Also, a sincere apology to readers who might be waiting for my post to see that I've not blogged much the past month. I've been extremely busy in June and had experienced much on a personal note. I believe that in time soon, I will be able to slowly start clearing the drafts under my blogger profile, and more post should be coming up.



Wilmar has seen a big decline in the recent days ever since Trump had announced that the 25% tariff imposed on Chinese imports.

In the recent decline to 3.10 level, once again, Mr Kuok has stricken and acquired 55,200 shares from the open market.

Source: SGX
You may wish to refer to this for more information about the disclosure of change in interest by Director - Mr Kuok Khoon Hong

Big boss seems to show confidence in Wilmar and silently supporting it.

SingTel, on the other hand, displayed a relatively bearish chart from the month and continues to break lower lows.. especially when TPG is set to enter our local market in the second half of 2018. Which is soon.. Really soon. However, investors of SingTel will have to bear in mind that, SingTel today is no longer a telco in Singapore. But a multi-national telco provider with stakes in different parts of the world.

SingTel had also said to maintain it's ordinary dividend at 17.5 cents per share for the next 2 years, before reverting to a payout ratio of 60-75% subsequently. In my point of view, to maintain pay-out of 17.5 cents after 2 years, a rough calculation will tell me that SingTel has to generate an EPS between 24-30 cents.

Judging by their regular EPS (aside from the year 2017 with Netlink divestment), SingTel seems to be able to churn out 22-24 cents of EPS for awhile. With the step into digitalization, we shall be able to see more light towards the end of the tunnel. However, strong patience is required for this.

On a personal note, I view the price for SingTel today more attractive than it is and is looking to accumulate more when funds flow in.




Overall Portfolio Performance (as of 30/06/18):
Total (Capital Injection) in 2017 = S$ 6,566.79
Total (Capital Injection) in 2018 = S$ 2,569.79
Total Capital Injection 2017 & 2018 = S$ 9,136.58

Realized P/L = 17.78% or S$ 1,535.65 (Based on total injection)
Unrealized P/L = -5.47% or -S$ 472.77 (Based on total cost for each counter)
Cum. Dividends = S$ 257.66
Realized + Unrealized P/L + Dividends = $ 1,326.41 (14.52% base on cost)





Current Portfolio Value: S$10,057.50 (+0.39% m.o.m due to capital injection, dividends and portfolio performance)

CAGR = 7.22% (Based on start date at 14/02/17) - Days Count: 501
XIRR = 5.88% (This high % you see here is due to the wild card from Crypto in 2017 and relatively short duration)

Do take note that both XIRR and CAGR % is on a relatively high side due to the short duration that I'm in the market. As a reminder, a simple bear market should be sufficient to wipe out all the positivity you see up there.
Do take note that both XIRR and CAGR % is on a relatively high side due to the short duration that I'm in the market. As a reminder, any simple bear market should be sufficient to wipe out all the positivity you see up there.

As the time goes on, the % will be significantly reduced and adjusted based on time.






Current Cash Position (based on Opportunity Funds + SSB) = 24.86%
 
Dividends received in June: $10.52
Total dividends received in 2018: $146.44
Average dividends/month: $12.20





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Friday 1 June 2018

Portfolio - May 2018

Current Portfolio (31/05/2018)
No.
 Counters
No. of Shares
Market Price (SGD)
Total Value (SGD) based on market price
Allocation %
1.
SingTel
1,000
3.28
3,280.00
32.74%
2.
Wilmar Intl
500
3.24
1,620.00
16.17%
3.
Starhill Global REIT
1,700
0.685
1,164.50
11.62%
4.
Far East Orchard
800
1.44
1,152.00
11.50%
5.
AIMS AMP Cap REIT
400
1.39
556.00
5.55%
6.ComfortDelGro1002.46246.002.46%
7.
Singapore Saving Bonds
11,000.00
1,000.00
9.98%
8.
Warchest
1
1,000.00
1,000.00
9.98%

Total SGD:


10,018.50
100.00%

May is a month that I've evolved and in this process, I've leveled up.
In this month, I've bid farewell to my 19s and welcome the next digit of my life, 20.

Read: 20th Birthday Post




I've bid farewell to 600 shares of CDG at 2.38 as well during the recent run up which I've written weeks ago. In this episode, I also welcome 100 free shares of CDG. I guess I'm lucky and this has really been a great and interesting lesson in my investment journey. Despite the price marching higher recently, I'm contented.

The funds from the divestment is now sitting in my warchest. And I've decided to allocate it into the funds you see above.

Read: Free Shares From ComfortDelGro




As a part of my portfolio optimization and rebalancing, I've also divested on my smaller holdings, realizing some gains in the process. In the upcoming purchases, I've decided to focus on concentration rather than diversifying myself too much.

Regular readers will be able to observe that I've been sizing my positions and increasing them in each trade from the hundred dollars purchase and slowly moving towards the thousand dollar purchase.

Just a moment. Does anyone remember this (First 5 digits: $10,000 before 1H2018)?



SPECIMEN

I've also divested my positions with Guocoland for a total return of 12.1%. This divestment is an act to clear and optimize my portfolio. I will be focusing more on concentration and bigger positions having that said.

Aside that, I've also doubled my positions with SingTel at 3.28 on the last day of the month. Funds here are mostly shuffled over by the divestment of CDG and Guocoland. Hence, no significant capital injection has been made to stock purchases this month.

Read: Increasing stake in Singtel by 250%



On a side note, I've injected a small amount of cash into the cash holdings to increase of the weighting of it in my portfolio. 


Overall Portfolio Performance (as of 31/05/18):
Total (Capital Injection) in 2017 = S$ 6,566.79
Total (Capital Injection) in 2018 = S$ 2,069.79

Total Capital Injection 2017 & 2018 = S$ 8,636.58

Realized P/L = 18.34% or S$ 1,583.79 (Based on total injection)
Unrealized P/L = -1.12% or -S$ 83.87 (Based on total cost for each counter)
Cum. Dividends = S$ 215.23
Realized + Unrealized P/L + Dividends = $ 1,715.15 (19.86% base on cost)


Current Portfolio Value: S$10,018.50 (+3.02% m.o.m due to capital injection, dividends and portfolio performance)

CAGR = 12.19% (Based on start date at 14/02/17) - Days Count: 471
XIRR = 14.05% (This high % you see here is due to the wild card from Crypto in 2017 and relatively short duration)

Do take note that both XIRR and CAGR % is on a relatively high side due to the short duration that I'm in the market. As a reminder, a simple bear market should be sufficient to wipe out all the positivity you see up there.


As the time goes on, the % will be significantly reduced and adjusted based on time.


Current Cash Position (based on Opportunity Funds + SSB) = 20%
 
Dividends received in May: $ 96.00 
Total dividends received in 2018: $135.92
Average dividends/month: $11.32


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Tuesday 1 May 2018

Portfolio - April 2018

Current Portfolio (30/04/2018)
No.
 Counters
No. of Shares
Market Price (SGD)
Total Value (SGD) based on market price
Allocation %
1.
SingTel
500
3.52
1,760.00
18.10%
2.
Wilmar Intl
500
3.26
1,630.00
16.76%
3.
ComfortDelGro
700
2.25
1,575.00
16.20%
4.
Starhill Global REIT
1,700
0.72
1,224.50
12.59%
5.
Far East Orchard
800
1.48
1,184.00
12.17%
6.
AIMS AMP Cap REIT
400
1.42
568.00
5.84%
7.
Guocoland
200
2.17
434.00
4.46%
8.
Singapore Saving Bonds
11,000.00
1,000.00
10.28%
9.
Warchest
1
350.00
350.00
3.60%

Total SGD:


9,725.00
100.00%





April has been a relatively silent yet happening month for my portfolio here. Despite having no capital injection, the value of my portfolio went up rather steadily with the increase in prices for a couple of my bigger holdings like ComfortDelGro and SingTel.

April is also a month where dividend farmers get themselves prepared for the harvesting of their fruits. And for the whole of April, only one small action took place in my portfolio, which is the shifting of $500.00 from my opportunity funds up there into May's edition of SSB.

The rationale behind doing so is to simply maximize my gains while I wait for an opportunity. It's important to have an adequate amount of cash inside the warchest while waiting for GSS.


To newer readers, it may seem really funny that this kiddo here tries to complicate things up by having several different warchest. But, guess my mental accounting bias is restricting myself from doing so.




Just in case anyone forgets, the warchest you see up there in my portfolio is an "additional" warchest I've established which I'll call it opportunity funds for which the funds inside will only be deployed during big financial events. The purchase of shares usually comes out from another warchest that I have on hand which is not listed here.

Read: Singapore Saving Bonds (SSB) - 1.65% (May 2018)

Upon writing this, I'm also rather shocked to learn that I'm actually in the market for 1.2 years already. Well. This is a very short duration. But as much as I always remember, it felt like I've only started investing days ago. Time really flies.

Nonetheless, I would once again like to take this as an opportunity to thank all the seniors along the way who have educated me well through the comments, blog post and even the readers for the continual support.

For now, I'll try to build up a more sizable cash position and is likely to do a capital injection in the coming days into my opportunity funds you see up there and might even look into the opportunity to do some portfolio balancing.





CDG, SGR, and Wilmar will undergo XD on 03/05/18, AA REIT on 04/05/18 and finally FEO on 14/05/18.

In a blink of an eye, 1H2018 is approaching in a couple of days time.

Will I be able to attain my target of SGD 10,000 in my portfolio value? I guess it's not too far for me to inject some capital in. By doing so, I will also be able to increase my liquid cash holdings.

$275 to go!

Overall Portfolio Performance (as of 30/04/18):
Total (Capital Injection) in 2017 = S$ 5,882.09 + 684.70 = 6,566.79
Total (Capital Injection) in 2018 = S$ 1,377.22

Total Capital Injection 2017 & 2018 = S$ 7,944.01

Realized P/L = 19.39% or S$ 1,586.35 (Based on cost)
Unrealized P/L = +0.55% or - S$ 43.91 (Based on cost)
Cum. Dividends = S$ 119.23
Realized + Unrealized P/L + Dividends = $ 1,749.49 (22.02% base on cost)




Current Portfolio Value: S$9,725.00 (+2.96% m.o.m due to capital injection, dividends and portfolio performance)

CAGR = 18.72% (Based on start date at 14/02/17) - Days Count: 440
XIRR = 16.29% (This high % you see here is due to the wild card from Crypto in 2017 and relatively short duration)

Should I discount the gains from crypto off and base them purely on SGX equities, I'm only looking at an overall XIRR of 6.77% in this crazy bull market. To be more specific, a 3.71% XIRR in 2017 and 10.8% XIRR in 2018.

Guess I've much more to learn about.

Both XIRR and CAGR % is on a relatively high side due to the short duration that I'm in the market.

As the time goes on, the % will be significantly reduced and adjusted based on time. A big contributing factor is due to crypto gain which takes up a significant part of my portfolio. I'm lucky and fortunate to have profited from this event, but this is just a one-off event.

A simple bear market will be more than sufficient to wipe out all the % you see on top.




Current Cash Position (based on Opportunity Funds + SSB) = 13.92%
 
Dividends received in April: $ 0
Total dividends received in 2018: $39.91
Average dividends/month: $3.32




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