Portfolio - April 2018

Current Portfolio (30/04/2018)

No.	Counters	No. of Shares	Market Price (SGD)	Total Value (SGD) based on market price	Allocation %
1.	SingTel	500	3.52	1,760.00	18.10%
2.	Wilmar Intl	500	3.26	1,630.00	16.76%
3.	ComfortDelGro	700	2.25	1,575.00	16.20%
4.	Starhill Global REIT	1,700	0.72	1,224.50	12.59%
5.	Far East Orchard	800	1.48	1,184.00	12.17%
6.	AIMS AMP Cap REIT	400	1.42	568.00	5.84%
7.	Guocoland	200	2.17	434.00	4.46%
8.	Singapore Saving Bonds	1	1,000.00	1,000.00	10.28%
9.	Warchest	1	350.00	350.00	3.60%
	Total SGD:			9,725.00	100.00%

April has been a relatively silent yet happening month for my portfolio here. Despite having no capital injection, the value of my portfolio went up rather steadily with the increase in prices for a couple of my bigger holdings like ComfortDelGro and SingTel.

April is also a month where dividend farmers get themselves prepared for the harvesting of their fruits. And for the whole of April, only one small action took place in my portfolio, which is the shifting of $500.00 from my opportunity funds up there into May's edition of SSB.

The rationale behind doing so is to simply maximize my gains while I wait for an opportunity. It's important to have an adequate amount of cash inside the warchest while waiting for GSS.

To newer readers, it may seem really funny that this kiddo here tries to complicate things up by having several different warchest. But, guess my mental accounting bias is restricting myself from doing so.




Just in case anyone forgets, the warchest you see up there in my portfolio is an "additional" warchest I've established which I'll call it opportunity funds for which the funds inside will only be deployed during big financial events. The purchase of shares usually comes out from another warchest that I have on hand which is not listed here.

Read: Singapore Saving Bonds (SSB) - 1.65% (May 2018)

Upon writing this, I'm also rather shocked to learn that I'm actually in the market for 1.2 years already. Well. This is a very short duration. But as much as I always remember, it felt like I've only started investing days ago. Time really flies.

Nonetheless, I would once again like to take this as an opportunity to thank all the seniors along the way who have educated me well through the comments, blog post and even the readers for the continual support.

For now, I'll try to build up a more sizable cash position and is likely to do a capital injection in the coming days into my opportunity funds you see up there and might even look into the opportunity to do some portfolio balancing.

CDG, SGR, and Wilmar will undergo XD on 03/05/18, AA REIT on 04/05/18 and finally FEO on 14/05/18.

In a blink of an eye, 1H2018 is approaching in a couple of days time.

Will I be able to attain my target of SGD 10,000 in my portfolio value? I guess it's not too far for me to inject some capital in. By doing so, I will also be able to increase my liquid cash holdings.

$275 to go!

Overall Portfolio Performance (as of 30/04/18):
Total (Capital Injection) in 2017 = S$ 5,882.09 + 684.70 = 6,566.79
Total (Capital Injection) in 2018 = S$ 1,377.22

Total Capital Injection 2017 & 2018 = S$ 7,944.01

Realized P/L = 19.39% or S$ 1,586.35 (Based on cost)
Unrealized P/L = +0.55% or - S$ 43.91 (Based on cost)
Cum. Dividends = S$ 119.23
Realized + Unrealized P/L + Dividends = $ 1,749.49 (22.02% base on cost)




Current Portfolio Value: S$9,725.00 (+2.96% m.o.m due to capital injection, dividends and portfolio performance)

CAGR = 18.72% (Based on start date at 14/02/17) - Days Count: 440
XIRR = 16.29% (This high % you see here is due to the wild card from Crypto in 2017 and relatively short duration)

Should I discount the gains from crypto off and base them purely on SGX equities, I'm only looking at an overall XIRR of 6.77% in this crazy bull market. To be more specific, a 3.71% XIRR in 2017 and 10.8% XIRR in 2018.

Guess I've much more to learn about.

Both XIRR and CAGR % is on a relatively high side due to the short duration that I'm in the market.

As the time goes on, the % will be significantly reduced and adjusted based on time. A big contributing factor is due to crypto gain which takes up a significant part of my portfolio. I'm lucky and fortunate to have profited from this event, but this is just a one-off event.

A simple bear market will be more than sufficient to wipe out all the % you see on top.




Current Cash Position (based on Opportunity Funds + SSB) = 13.92%

 

Dividends received in April: $ 0
Total dividends received in 2018: $39.91
Average dividends/month: $3.32




You may also subscribe to receive my latest email updates here.