Lesson 01: Don't be early at the wrong time.

Throughout the week, apart from being occupied by school and work, I've communicated with several wise individuals.

Don't be early at the wrong time.
A good investment is an investment at the right price.

Time is our best friend yet it could too be our best fiend. 
Time is able to prove your decision right as much as it could punish you for your bad decision.

The idea of it is easily understood but the question isn't about how much you understand it. It is to how you deploy it.

As much as having an extremely small portfolio and starting young as a package, I will try my very best to ensure that the possible capital injection would be a meaningful and rewarding one. In every risk, an opportunity is presented. 

In 14 April 2003 (SARS), DBS is trading at $7.53 
DBS's closing price today @ $20.78
Total dividends received since 14 April 2003: $8.53


Assuming with only 200 share of DBS.. an initial investment of $1,506
We'll be seeing a total dividends of $1,706 and value of $4,156.
The 200 share of DBS is essentially free!! 
On top of that, I'm sitting on a gain of $200 and 200 share of DBS worth $4,156.




STI closed at 3,294,93 today... Impressive calculations. But where am I now.. hmmm....