Showing posts with label Monthly Portfolio. Show all posts
Showing posts with label Monthly Portfolio. Show all posts

Saturday, 1 December 2018

Portfolio - November 2018

Current Portfolio (30/11/2018)
No.
 Counters
No. of Shares
Market Price (SGD)
Total Value (SGD) based on market price
Allocation %
1.
SingTel
1,400
3.08
4,312.00
30.47%
2.
APTT
11,500
0.167
1,920.50
13.57%
3.
Wilmar Intl
500
3.04
1,520.00
10.74%
4.
Starhill Global REIT
1,700
0.67
1,139.00
8.05%
5.
Far East Orchard
800
1.26
1,008.00
7.12%
6.
AIMS AMP Cap REIT
400
1.36
544.00
3.84%
7.ComfortDelGro1002.10228.001.48%
8.
Singapore Saving Bonds
11,500.00
1,500.00
10.60%
9.
Warchest
1
2,000.00
2,000.00
14.13%

Total SGD:


14,153.50
100.00%

November too, like October had been a really exciting month for investors, including myself. With the volatile market swinging from up and down, there has been many traders around that are rejoicing over such days! 

Recalling back... I still miss the winter in Japan while I typed this out a year ago!

Read: Portfolio - November 2017




In November, I've made a small trade for YZJ right before the announcement at 1.26 and had divested shortly after at 1.31, pocketing about 3+%. And yes, this is how significiant the transaction is to such small amounts, stripping almost 1% of my profit down! 




But once again, the above trade is one of the experiment I'm doing and with a fair share of luck, I'm really glad it is went in the right direction. 

Next up, in November, we witnessed the crash of APTT once the guidance have been announced. During this event, I've ultilized a small fraction of my opportunity funds with some additional cash injection to get some APTT from the market, something which I believe most investors steer away from.




And I'm in the midst of adding more counters to my portfolio should opportunity presents. I also do hope to revamp my portfolio or rather declutter it a little in the upcoming months. 

Read: Getting Some APTT

To add on a little on why I got myself some APTT, you may wish to read a little on my comment below: 

I do agree very much with your take that the sunset business APTT is engaged in is of a concern, in fact with a sea of red today, there is indeed many opportunity that is up for grab.

When the guidance is announced, Mr Market had reacted very strongly to it and had been extremely pessimistic with APTT, which I would try to be a little optimistic when I look at such situation, hopefully I will be a little more rational.

There is a considerable amount of risk to take when one were to invest in this company here, especially when they have a relatively huge debt with them and not forgetting on the risk for interest to be go up in the future.

The rise of interest will essentially means that APTT will be paying more money out of their earnings, which will cause the cash flow to be impacted once again. With the recent announcement of refinancing onshore facilities, the interest margin will be reduced. Maturity date had also been extended to 2021.

With the guidance, they will have a little more cash flow for themselves for debt repayment which will eventually bring down their level of debt. This will also push down it's gearing ratio to a slightly healthier one, however this will take sometime and based on their latest earnings, it might even take them years to do so.

When the "years" goes past, their business might not even be relevant anymore! But I would tend to believe that there is a little light to the end of the tunnel and a small little trading element is present in this trade.




In view of this, I would see that the management is trying to be prudent to improve on their sentiments, a big move to take for APTT that indirectly resulted caused a crash in their share price. A management in a business is relatively important to keep the company going.

To take a deeper look in their latest report, the RGU for premium Digital Cable TV and broadband has seen some small improvement since June 2018, however with a declining ARPU due to the intense competition they're facing in Taiwan and to the other providers as well. Once this is eased, I would believe that there is some turning point for them.

The uncertainty is what that punishes APTT and increases the risk for positions taken up with APTT. However, we must remember that APTT business could be phased out in the future, but it couldn't be easily replicated for things such as the 5G roll out, which might improve on their future earnings.

With the big cut in dividends, it also seems like APTT is starting to lean slightly away from a business trust. They will have cash flow to support other things now.




With the prudent approach, management from Hon Hai that is leading as well as the upcoming prospect, I would believe that there is some reward we could see some time ahead. At the price today, I see some bargain that I'd not see at 30 cents.

I believe that there is some value to be seen.

I might be wrong but I feel that the risk to take for the reward seem a little itchy for me to scratch!


Well, not to be too lengthy in this post, but this should be one of my final months that I will be doing such a portfolio update as I will be moving changing the format up a little in the upcoming month. 




In November, I've also gotten myself some small little presents from Clarke Quay.

Any guesses?


And, yes you're right. This post will be coming up next.




Overall Portfolio Performance (as of 30/11/18):
Total (Capital Injection) in 2017 = S$ 6,566.79
Total (Capital Injection) in 2018 = S$ 6,218.80
Total Capital Injection 2017 & 2018 = S$ 12,785.59

Realized P/L = 13.31% or S$ 1,668.77 (Based on total injection)
Unrealized P/L = -5.70% or -S$ 733.97 (Based on total cost for each counter)
Cum. Dividends + Interest = S$ 489.26
Realized + Unrealized P/L + Dividends = $ 1,424.06 (11.14% base on cost)


Current Portfolio Value: S$14,153.50 (+5.28% m.o.m due to capital injection, dividends and portfolio performance)

CAGR = 5.81% (Based on start date at 14/02/17) - Days Count: 654
XIRR = 2.35% (This high % you see here is due to the wild card from Crypto in 2017 and relatively short duration)

Do take note that both XIRR and CAGR % is on a relatively high side due to the short duration that I'm in the market. As a reminder, a simple bear market should be sufficient to wipe out all the positivity you see up there.


As the time goes on, the % will be significantly reduced and adjusted based on time.

Current Cash Position (based on Opportunity Funds + SSB) = 24.73%
 
Dividends/Interests received in November: $23.85
Total dividends received in 2018: $393.96
Average dividends/month: $32.83


You will also be able to look for me on some other platforms:
1. FB Page - The sleepydevil
2. InvestingNote - sleepydevil
3. SGX Cafe - sleepydevil
4. You may also subscribe to receive my latest email updates here

Thursday, 1 November 2018

Portfolio - October 2018

Current Portfolio (31/10/2018)
No.
 Counters
No. of Shares
Market Price (SGD)
Total Value (SGD) based on market price
Allocation %
1.
SingTel
1,400
3.18
4,452.00
33.12%
2.
Wilmar Intl
500
3.16
1,580.00
11.75%
3.
Starhill Global REIT
1,700
0.675
1,147.00
8.54%
4.
Far East Orchard
800
1.26
1,008.00
7.50%
5.
AIMS AMP Cap REIT
400
1.32
528.00
3.93%
6.ComfortDelGro1002.28228.001.70%
7.
Singapore Saving Bonds
11,500.00
1,500.00
11.16%
8.
Warchest
1
3,000.00
3,000.00
22.32%

Total SGD:


13,443.50
100.00%


This month had been a really really bloody month for most people and I'm definitely not excluded. STI had fallen through it's 3000 support level days ago and had regained itselves briefly before closing today at 3060. At the closing price today it translates to a fall of 16% since its high of 3641 earlier this year. 



Aside from the bloody month in the market, I'm also experiencing a terrible month and I believe there's a little more to go before anything will change. 



My portfolio is not spared from this bloodshed this month too. And I'm thinking that I might be a little bit too stupid to not act this month. As mentioned earlier, I'm looking to optimize my portfolio a little and I might certainly revise a little on the format of my portfolio updates soon too.

Having that said, I'm looking to concentrate my portfolio and leave out exact details for the portfolio upon optimization. Having an extremely small capital here, it is difficult for anything significant to happen. 

I'm also looking to do some trading on SGX which I will soon be doing an update about. Hopefully, with these practical lessons, I will be able to learn more. 

With that in mind, I will sum up this month's portfolio update here. In the next few posts, I move on slowly to touch more on the different thing that I'll be doing in the upcoming days.
 




Overall Portfolio Performance (as of 31/10/18):
Total (Capital Injection) in 2017 = S$ 6,566.79
Total (Capital Injection) in 2018 = S$ 5,337.30
Total Capital Injection 2017 & 2018 = S$ 11,904.09

Realized P/L = 13.31% or S$ 1,583.95 (Based on total injection)
Unrealized P/L = -4.37% or -S$ 477.49 (Based on total cost for each counter)
Cum. Dividends + Interest = S$ 465.41
Realized + Unrealized P/L + Dividends = $ 1,571.87 (13.20% base on cost)


Current Portfolio Value: S$13,443.50 (+1.95% m.o.m due to capital injection, dividends and portfolio performance)

CAGR = 7.36% (Based on start date at 14/02/17) - Days Count: 625
XIRR = 14.07% (This high % you see here is due to the wild card from Crypto in 2017 and relatively short duration)

Do take note that both XIRR and CAGR % is on a relatively high side due to the short duration that I'm in the market. As a reminder, a simple bear market should be sufficient to wipe out all the positivity you see up there.


As the time goes on, the % will be significantly reduced and adjusted based on time.

Current Cash Position (based on Opportunity Funds + SSB) = 33.47%
 
Dividends/Interests received in October: $0
Total dividends received in 2018: $370.11
Average dividends/month: $30.84




You will also be able to look for me on some other platforms:
1. FB Page - The sleepydevil
2. InvestingNote - sleepydevil
3. SGX Cafe - sleepydevil
4. You may also subscribe to receive my latest email updates here

Monday, 1 October 2018

Portfolio - September 2018

Current Portfolio (30/09/2018)
No.
 Counters
No. of Shares
Market Price (SGD)
Total Value (SGD) based on market price
Allocation %
1.
SingTel
1,400
3.24
4,536.00
34.40%
2.
Wilmar Intl
500
3.22
1,610.00
12.21%
3.
Starhill Global REIT
1,700
0.695
1,171.50
8.96%
4.
Far East Orchard
800
1.32
1,056.00
8.01%
5.
AIMS AMP Cap REIT
400
1.40
560.00
4.25%
6.ComfortDelGro1002.45243.001.84%
7.
Singapore Saving Bonds
11,500.00
1,500.00
11.38%
8.
Warchest
1
2,500.00
2,500.00
18.96%

Total SGD:


13,186.50
100.00%

The month of September is a greenish one for most of the business I own as opposed to the previous months. But when this update is published, this also tells me that we're left with only 25% of the year to go before a brand new year comes by again. 
And in no time soon, I will have a fair share of my hair going down the waste bucket. 



Taking a quick look back my target I've established for myself a year ago. It seems that I'm pretty way off the target I've set, which is actually very disappointing. 

Guess, for this year, I'm not that prudent as I thought I would be but yet another lesson learned. 

Read: 19-Year-Old Investor - Part 2

Zooming into the Year 2018 - I've set a target for myself to inject a cumulative total of S$15,500 into my portfolio with an expected value of S$16,642.50 together with a passive income of $66.04 based on a 5% dividend calculation. 

It is way-way off. 

But on the other hand, I've started to understand that Mr. Market will tend to swing around and a target, in general, would be good but we will not able to control Mr. Market's emotion. All we can do is to be mentally prepared and go for the thesis that you bought into. 

I believe, patience will be rewarded



I've learned to pamper myself a little more as time comes closer to my enlistment as I felt that I've certain things that I'd like to get it done prior to resuming my goals in 2 years time. 

I guess I shall console myself a little that things are still flowing in the way it is supposed to, although roadblocks could be seen standing ahead of me.

 


Back to the portfolio. The month of September has been an interesting one and I've taken the opportunity to cash into the October edition of SSB. With this purchase, I will be looking forward to receiving cash from my CDP account monthly starting from next year. This will be in favor of the DBS Multiplier account which I'm looking to open soon. 


Guess who is here to say Hi again?

Hello SingTel! 



And that is right. In the month of September, when Mr Market decided to punish SingTel a little, I managed to add 400 shares of SingTel at 3.09 into my portfolio. Officially pushing SingTel to become the heavyweight champion among my entire portfolio, surpassing the weightage of cash positions in my portfolio. 

Do I regret the choice? 

The bigger recent accumulation of SingTel shares has pushed my cost price down significantly. Factoring the dividend in, I'm actually green with SingTel today!

With the dividend of 17.5 cents to be maintained for the next 2 financial year before reverting to a 75-80% payout ratio from it's net profit, I believe that we do have some consonlation prize here. For the next 2 years, should SingTel weather through the storm, it is more likely that we will be looking a bigger paycheck coming from them.

I actually do look forward to a more significant investment with SingTel.




Overall Portfolio Performance (as of 30/09/18):
Total (Capital Injection) in 2017 = S$ 6,566.79
Total (Capital Injection) in 2018 = S$ 4,837.30
Total Capital Injection 2017 & 2018 = S$ 11,404.09

Realized P/L = 13.89% or S$ 1,583.43 (Based on total injection)
Unrealized P/L = -2.15% or -S$ 234.49 (Based on total cost for each counter)
Cum. Dividends + Interest = S$ 465.41
Realized + Unrealized P/L + Dividends = $ 1,815.35 (15.92% base on cost)


Current Portfolio Value: S$13,186.50 (+16.11% m.o.m due to capital injection, dividends and portfolio performance)

CAGR = 9.33% (Based on start date at 14/02/17) - Days Count: 593
XIRR = 12.99% (This high % you see here is due to the wild card from Crypto in 2017 and relatively short duration)

Do take note that both XIRR and CAGR % is on a relatively high side due to the short duration that I'm in the market. As a reminder, a simple bear market should be sufficient to wipe out all the positivity you see up there.


As the time goes on, the % will be significantly reduced and adjusted based on time.

Current Cash Position (based on Opportunity Funds + SSB) = 30.33%
 
Dividends/Interests received in September: $12.37
Total dividends received in 2018: $370.11
Average dividends/month: $30.84




You will also be able to look for me on some other platforms:
1. FB Page - The sleepydevil
2. InvestingNote - sleepydevil
3. SGX Cafe - sleepydevil
4. You may also subscribe to receive my latest email updates here

Saturday, 1 September 2018

Portfolio - August 2018

Current Portfolio (31/08/2018)
No.
 Counters
No. of Shares
Market Price (SGD)
Total Value (SGD) based on market price
Allocation %
1.
SingTel
1,000
3.23
3,230.00
28.44%
2.
Wilmar Intl
500
3.20
1,600.00
14.09%
3.
Starhill Global REIT
1,700
0.695
1,181.50
10.40%
4.
Far East Orchard
800
1.32
1,056.00
9.30%
5.
AIMS AMP Cap REIT
400
1.40
560.00
4.93%
6.ComfortDelGro1002.29229.002.02%
7.
Singapore Saving Bonds
11,000.00
1,000.00
8.81%
8.
Warchest
1
2,500.00
2,500.00
22.01%

Total SGD:


11,356.50
100.00%

The month of August is a dividend racking month for most dividend investors out there. Similarly, most of my companies has paid out dividends and they're well sitting in the bank account today. 





It has been a pretty boring few months for my portfolio here as there hasn't been any significant injections nor purchases since June. It's a big pity that I've missed out on the opportunity to add onto my favourite telco operator when it went down earlier this month.

Any guesses for what my favourite telco is? 


Any guesses??

Yes, you're right. I'm referring to SingTel.

I'm in the queue lately to nibble a little bit more on SingTel, but fortunately anot, the bull and white solider on Thursday has actually prevented my order from going through.




Is that a good news!? 

Well. Good in a sense, my portfolio is moving up and bad that I missed out on the opportunity. 

Nonetheless, I'm looking forward to nibbles on SingTel coming ahead in September. 

Many might be scatching their heads when they know that my portfolio is heavily exposed to SingTel and why am I still adding onto them!?

Maybe I need some medication!
  

Overall Portfolio Performance (as of 31/08/18):
Total (Capital Injection) in 2017 = S$ 6,566.79
Total (Capital Injection) in 2018 = S$ 3,569.79
Total Capital Injection 2017 & 2018 = S$ 10,136.58

Realized P/L = 16.64% or S$ 1,583.79 (Based on total injection)
Unrealized P/L = -4.78% or -S$ 438.27 (Based on total cost for each counter)
Cum. Dividends = S$ 453.04
Realized + Unrealized P/L + Dividends = $ 1,598.56 (15.77% base on cost)


Current Portfolio Value: S$11,356.50 (+5.41% m.o.m due to capital injection, dividends and portfolio performance)

CAGR = 7.63% (Based on start date at 14/02/17) - Days Count: 563
XIRR = 8.10% (This high % you see here is due to the wild card from Crypto in 2017 and relatively short duration)

Do take note that both XIRR and CAGR % is on a relatively high side due to the short duration that I'm in the market. As a reminder, a simple bear market should be sufficient to wipe out all the positivity you see up there.


As the time goes on, the % will be significantly reduced and adjusted based on time.

Current Cash Position (based on Opportunity Funds + SSB) = 30.82%
 
Dividends received in August: $151.26
Total dividends received in 2018: $345.70
Average dividends/month: $28.81



You will also be able to look for me on some other platforms:
1. FB Page - The sleepydevil
2. InvestingNote - sleepydevil
3. SGX Cafe - sleepydevil
4. You may also subscribe to receive my latest email updates here