Portfolio - July 2018

Current Portfolio (31/07/2018)

No.	Counters	No. of Shares	Market Price (SGD)	Total Value (SGD) based on market price	Allocation %
1.	SingTel	1,000	3.21	3,210.00	29.56%
2.	Wilmar Intl	500	3.13	1,565.00	14.41%
3.	Starhill Global REIT	1,700	0.70	1,190.00	10.96%
4.	Far East Orchard	800	1.37	1,096.00	10.09%
5.	AIMS AMP Cap REIT	400	1.41	564.00	5.19%
6.	ComfortDelGro	100	2.35	235.00	2.16%
7.	Singapore Saving Bonds	1	1,000.00	1,000.00	9.21%
8.	Warchest	1	2,000.00	2,000.00	18.42%
	Total SGD:			10,860.00	100.00%

July had been a relatively quiet month to my portfolio here and nothing much have changed, aside that I've injected some cash into my warchest while all else remains equal.

I'm beating myself up a little when my queue at 3.02 for SingTel did not materialize. However, I did not went to chase after the opportunity when this boat at 3.02 left the port. How delicious would it be to receive the 10.7 cents of dividend when buying into SingTel at 3.02 level? It basically translate to an entry price at 2.92.

 

Well. Nonetheless, I still view SingTel today as a pretty undervalued counter and is looking carefully for a chance to add onto my holdings despite SingTel taking up a very big chunk off the pie. This is basically how much confidence I actually had for SingTel.



I mean afterall, I'm receiving my income from them for a couple of months already. So why not, another stream from them as well?

To those which are wondering... Yes, I currently belong to the Infocomm Technology sector.

I'm not suggesting in any way that SingTel is a counter that one should buy, and we should always do our due-dillegences before entering any positions. If we don't take ownership of our monies and take care of them well diligently, no one else will feel the pain to it when we're losing it.



Hence, as a reminder again, it's very important to know ourselves. 



I pretty much enjoy the big fraction that SingTel is currently taking up in my portfolio and would gladly add on to make SingTel one of my strong dividend knights that will provide me with an additional stream of cashflow.

The roller coaster ride by SingTel in the last month had been a really exciting one. But do bear in mind that there could possibly be more coming ahead. So it's never wise to throw everything in regardless of how confident you are.

On a side note, I actually missed out the tasty SSB for August that is offering 1.78% interest for the first year despite blogging about it earlier. I will not write too much about this first, but I am currently preparing to adding a little more into my stock holdings.



Read: Singapore Savings Bond (SSB) - 1.78% (Aug 2018)

I've been trying to increase the portion of my opportunity funds progressively. And I guess I will continue to do so. Having a certain fraction of my portfolio parked there, this has actually caused the performance of the portfolio to be dragged slightly.

It might mean both good and a bad thing. Good for me, if my decision to invest in a certain company goes in the opposite direction. Or bad for me, when it goes in my intended direction. However, I understand pretty much what the funds here are used for. So I'm cool with that.



Today, the opportuinty funds are parked in my CIMB Fast Saver account that is offering a 1% interest for each cents inside. So, I guess it's not that bad aftereall? Some consolation intended.. Haha

Overall Portfolio Performance (as of 31/07/18):
Total (Capital Injection) in 2017 = S$ 6,566.79
Total (Capital Injection) in 2018 = S$ 3,069.79
Total Capital Injection 2017 & 2018 = S$ 9,636.58



Realized P/L = 16.44% or S$ 1,583.79 (Based on total injection)
Unrealized P/L = -3.40% or -S$ 311.77 (Based on total cost for each counter)
Cum. Dividends = S$ 305.67
Realized + Unrealized P/L + Dividends = $ 1,577.69 (16.44% base on cost)


Current Portfolio Value: S$10,860.00 (+7.98% m.o.m due to capital injection, dividends and portfolio performance)



CAGR = 8.53% (Based on start date at 14/02/17) - Days Count: 532
XIRR = 9.06% (This high % you see here is due to the wild card from Crypto in 2017 and relatively short duration)

Do take note that both XIRR and CAGR % is on a relatively high side due to the short duration that I'm in the market. As a reminder, a simple bear market should be sufficient to wipe out all the positivity you see up there.


As the time goes on, the % will be significantly reduced and adjusted based on time.



Current Cash Position (based on Opportunity Funds + SSB) = 27.62%

 

Dividends received in July: $48.00
Total dividends received in 2018: $194.44
Average dividends/month: $16.20


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