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Wednesday 1 August 2018

Portfolio - July 2018

Current Portfolio (31/07/2018)
No.
 Counters
No. of Shares
Market Price (SGD)
Total Value (SGD) based on market price
Allocation %
1.
SingTel
1,000
3.21
3,210.00
29.56%
2.
Wilmar Intl
500
3.13
1,565.00
14.41%
3.
Starhill Global REIT
1,700
0.70
1,190.00
10.96%
4.
Far East Orchard
800
1.37
1,096.00
10.09%
5.
AIMS AMP Cap REIT
400
1.41
564.00
5.19%
6.ComfortDelGro1002.35235.002.16%
7.
Singapore Saving Bonds
11,000.00
1,000.00
9.21%
8.
Warchest
1
2,000.00
2,000.00
18.42%

Total SGD:


10,860.00
100.00%



July had been a relatively quiet month to my portfolio here and nothing much have changed, aside that I've injected some cash into my warchest while all else remains equal.

I'm beating myself up a little when my queue at 3.02 for SingTel did not materialize. However, I did not went to chase after the opportunity when this boat at 3.02 left the port. How delicious would it be to receive the 10.7 cents of dividend when buying into SingTel at 3.02 level? It basically translate to an entry price at 2.92.
 

Well. Nonetheless, I still view SingTel today as a pretty undervalued counter and is looking carefully for a chance to add onto my holdings despite SingTel taking up a very big chunk off the pie. This is basically how much confidence I actually had for SingTel.



I mean afterall, I'm receiving my income from them for a couple of months already. So why not, another stream from them as well?

To those which are wondering... Yes, I currently belong to the Infocomm Technology sector.

I'm not suggesting in any way that SingTel is a counter that one should buy, and we should always do our due-dillegences before entering any positions. If we don't take ownership of our monies and take care of them well diligently, no one else will feel the pain to it when we're losing it.



Hence, as a reminder again, it's very important to know ourselves. 



I pretty much enjoy the big fraction that SingTel is currently taking up in my portfolio and would gladly add on to make SingTel one of my strong dividend knights that will provide me with an additional stream of cashflow.

The roller coaster ride by SingTel in the last month had been a really exciting one. But do bear in mind that there could possibly be more coming ahead. So it's never wise to throw everything in regardless of how confident you are.


On a side note, I actually missed out the tasty SSB for August that is offering 1.78% interest for the first year despite blogging about it earlier. I will not write too much about this first, but I am currently preparing to adding a little more into my stock holdings.



Read: Singapore Savings Bond (SSB) - 1.78% (Aug 2018)

I've been trying to increase the portion of my opportunity funds progressively. And I guess I will continue to do so. Having a certain fraction of my portfolio parked there, this has actually caused the performance of the portfolio to be dragged slightly.

It might mean both good and a bad thing. Good for me, if my decision to invest in a certain company goes in the opposite direction. Or bad for me, when it goes in my intended direction. However, I understand pretty much what the funds here are used for. So I'm cool with that.



Today, the opportuinty funds are parked in my CIMB Fast Saver account that is offering a 1% interest for each cents inside. So, I guess it's not that bad aftereall? Some consolation intended.. Haha

Overall Portfolio Performance (as of 31/07/18):
Total (Capital Injection) in 2017 = S$ 6,566.79
Total (Capital Injection) in 2018 = S$ 3,069.79
Total Capital Injection 2017 & 2018 = S$ 9,636.58



Realized P/L = 16.44% or S$ 1,583.79 (Based on total injection)
Unrealized P/L = -3.40% or -S$ 311.77 (Based on total cost for each counter)
Cum. Dividends = S$ 305.67
Realized + Unrealized P/L + Dividends = $ 1,577.69 (16.44% base on cost)


Current Portfolio Value: S$10,860.00 (+7.98% m.o.m due to capital injection, dividends and portfolio performance)



CAGR = 8.53% (Based on start date at 14/02/17) - Days Count: 532
XIRR = 9.06% (This high % you see here is due to the wild card from Crypto in 2017 and relatively short duration)

Do take note that both XIRR and CAGR % is on a relatively high side due to the short duration that I'm in the market. As a reminder, a simple bear market should be sufficient to wipe out all the positivity you see up there.


As the time goes on, the % will be significantly reduced and adjusted based on time.



Current Cash Position (based on Opportunity Funds + SSB) = 27.62%
 
Dividends received in July: $48.00
Total dividends received in 2018: $194.44
Average dividends/month: $16.20


You will also be able to look for me on some other platforms:
1. FB Page - The sleepydevil
2. InvestingNote - sleepydevil
3. SGX Cafe - sleepydevil
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6 comments:

  1. Hi Sleepydevil

    On your warchest did you keep that in cimb fast saver or ssb to park at the moment?

    ReplyDelete
    Replies
    1. Hi B,

      I think I will sound a little complicated here. But both the funds in SSB & CIMB Fast Saver belong to my opportunity funds. From what I plan, should opportunity arises, I will first activate the funds from CIMB Fast Saver prior to unlocking the funds in SSB.

      Having that said, the funds listed in the “opportunity funds” will only be tapped on during a bigger market melt down which I hope that I’ll be able to make use of.

      Aside the opportunity funds, I do have a separate war chest to utilize when I see value during the normal days of a market :)

      For sure I do not know exactly if this is a wise choice as cash is hoarding here. But for now, I will continue to build a bigger portfolio for more opportunity :)

      Delete
  2. Nice! SSB got lag time, don't put too much and treat as warchest. At your age, buy more Singtel. Ignore the SSB. lol

    ReplyDelete
    Replies
    1. Hi KPO,

      That is so right. The lag time works in both way. I might miss the best opportunity due to it. But I might also catch the best. As I’ve never experience such major meltdown in my investment life, I’m hoping that my planning will be able to save me from the lack of discipline :p

      And bingo, you’re right. That is one of my reason for the funds in my warchsst. Well, at least for now :)

      Delete
  3. Hi Sleepydevil,

    my warchest has typically been in CIMB fast saver account. I am progressively switching a portion of it into SSB too.

    ReplyDelete
    Replies
    1. Hi MIM,

      SSB interest rate for the recent issues had looked pretty appetizing. Aside that, the locking function look like something I can actually make you of.. Hehe

      Delete